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  • Dating Do’s And Don’ts

    Dating Do’s And Don’ts

    We’ve all been on a date before and wondered whether or not you should or should not say or do something. As much as we would like to deny it, there are some unwritten dating ‘rules’ that everyone should follow … which will make female, male and everyone, much more content and comfortable with a date.

    There are some things everyone should do on dates. To go the other way, flatter and compliment your date on the way they look and the things they wear. People tend to put in a lot of effort for a date, so being told that they look nice is always good to hear.

    When dating, have fun. Be interesting and interested. If you are not interested in dating them again, make sure to tell someone. Being lied to and hopes kept alive is an evil and malicious act. Let them know that in the nicest possible way you can if you don’t want to see them again.

    Date the type of people you like and are attracted to, whatever your friends may say. Stay positive even when dates don’t end well. You will meet some nice people and probably make some good contacts.

    Dating is a creative diversion, it requires concentration and energy so when you are dating keep some plans in the forefront of your mind and allow dating to take you to places you always wanted to visit within your own city.

    Make dating happen for yourself. Dating requires positive action so go out there and meet people, as many people as you can.

    Surround yourself with positive like minded people who are also dating. Think about the girls from Sex and the City and how they assist each other in dating and matters of romance. Negative friends who don’t condone the dating scene or don’t understand it will only help lower your own expectations and make you feel negative.

    Make sure to tell someone if you are not interested in dating them again. Make dating happen for yourself. Dating requires positive action so go out there and meet people, as many people as you can. Negative friends who don’t condone the dating scene or don’t understand it will only help lower your own expectations and make you feel negative.

  • How to Get A Divorce?

    How to Get A Divorce?

    While each person’s situation is unique, there are steps to follow that are common to all in the event that you and/or your spouse decide to file for divorce. Here is some general divorce advice:
    Become familiar with the divorce process
    The process of divorce results in putting a legal end to a marriage. Divorce proceedings differ from one state to another, most states follow a specific order:
    A divorce will begin with a document called a Petition (or Complaint in some states) that formally notifies the court and the other spouse that he or she wishes to end the marriage. This document also presents an overview of terms, such as child custody, support and visitation rights, spousal support, property and debt division, and last-but-not-least, attorney’s costs and fees.


    Opposing papers or a response is then filed by the other spouse. In some states, if a spouse does not file opposing papers within a certain window time from when the petition was issued, the spouse can lose the right to have his or her side of the case presented in court.
    Next temporary orders lay down the short-term rules while the case is pending. The discovery, or legal procedure of gathering information about each spouse, can either be lengthy or quick, costly and time-consuming.
    A case can either be settled by an alternative dispute resolution, or it will need to go to trial. A divorce that goes to trial will typically most difficult and emotional, particularly for the children.
    Choose an experienced divorce lawyer
    Your best source for divorce information is an experienced attorney. A lawyer can give you divorce information that is relevant to your specific needs. Some lawyers even specialize in divorce for men; and others are familiar with issues pertaining to women and divorce.
    Developing a rapport with your attorney is an important step in understanding the entire divorce process. The more knowledge you have, the better-informed your decisions will be.

    Your best source for divorce information is an experienced attorney. A lawyer can give you divorce information that is relevant to your specific needs. Some lawyers even specialize in divorce for men; and others are familiar with issues pertaining to women and divorce.

  • Winning Tactics For A Smooth Divorce

    Winning Tactics For A Smooth Divorce

    The term “smooth divorce” may be an oxymoron, meaning there may not really be such a thing as a smooth divorce. There are certain steps that you can take during a divorce that can make a separation and divorce go as relatively smoothly as possible. These can include choosing the right divorce lawyer and knowing your state’s divorce law.
    The divorce form also announces your terms for the divorce, such as child support and debt, custody and property splitting up, and attorney’s fees.

    The term “smooth divorce” may be an oxymoron, meaning there may not really be such a thing as a smooth divorce. These can include choosing the right divorce lawyer and knowing your state’s divorce law.
    The first step you should take in your divorce is to fill out the divorce form called a Petition.

    The divorce form also announces your terms for the divorce, such as child support and property, debt and custody splitting up, and attorney’s fees.
    You spouse will then file her or his own divorce form in response, called opposing papers, or simply, a response. Otherwise, you lose your rights to argue your side of the divorce in court.
    After both these divorce forms are settled, then the temporary orders are set up to regulate the conduct between you and your soon to be ex-spouse while the divorce is in progress. While this is taking place, the best advice for anyone in separation and divorce is to work toward alternative dispute resolution, meaning an out-of-court settlement.
    During this whole process, possibly the best thing you can also do for yourself is get a well-respected and experienced divorce lawyer. The attorney may cost you more in the short run, but in the long-term side of things, you could save your relationship with your kids, much of your property, and even possibly a friendship with your spouse. A good lawyer will also inform you of your rights under divorce law, helping you to make the best decisions for yourself, your property, and your family.

  • Speed Up Your Divorce Settlement with Divorce Legal Forms

    Speed Up Your Divorce Settlement with Divorce Legal Forms

    You will have to fill up several forms for divorce, unlike with other legal proceedings. And you need to fill them up properly so you won’t have any problem at courts. It is therefore advisable to seek for professional advice from a legal expert or from a divorce lawyer.

    It is because we need to treat this as a very sensitive issue. If you have already made your decision and if both of you have decided it’s not smart to live with each other anymore; then you have to file the necessary divorce legal forms next.

    Let’s face it. Sometimes, no matter how we take care of our family, things get out of our control and we need to make huge decisions like filing for a divorce. Though this is a devastating decision to make, we need to be careful in the steps that we have to take in finalizing divorce.

    They will know if you are filling up the form correctly and if the form is legitimate. Here are some of the legal forms that you may need to accomplish during a divorce if you have assets and children;

    • Appearance form
    • Fee waiver form
    • Decree of Dissolution of Marriage form
    • Instructions form
    • Motion for Hearing form
    • Notice of Hearing form
    • Petition for Divorce Form
    • Settlement agreement and decree of dissolution of marriage form
    • Summons form
    • Waiver of final hearing form

    On the other hand, you will need the following divorce legal forms if you have children;

    • Settlement agreement and decree of dissolution of marriage form
    • Appearance form
    • Decree of Dissolution of Marriage form
    • Fee waiver form
    • Instructions form for divorce with children
    • Motion for Final hearing form
    • Notice of final hearing form
    • Notice of provisional hearing form
    • Petition for dissolution of marriage and requests for provisional orders form
    • Summons form
    • Temporary order form
    • Waiver of final hearing form
    • Worksheet for child support

    If you know what divorce legal forms you need to accomplish before filing it at a court, it would really help. If the forms are legal and are not prohibited by your state laws, just be sure to ask out.

    Divorce Legal Forms Online

    Just check if the one you are downloading is what you need and whether downloaded forms are legal in the place where you live. You can even ask the clerk there to check on your forms.

    If you have already made your decision and if both of you have decided it’s not smart to live with each other anymore; then you have to file the necessary divorce legal forms next.

    Hiring an attorney to make your divorce forms can sometimes be costly. And so are buying them from stores selling legal forms and papers. You can always surf the internet for downloadable and free divorce legal forms if you are in need of these forms but are on a tight budget.

    They will know if you are filling up the form correctly and if the form is legitimate. You know, there are lots of fake divorce legal forms out there and you may not know the difference until they cause trouble. Here are some of the legal forms that you may need to accomplish during a divorce if you have assets and children;

    If you are in need of these forms but are on a tight budget, you can always surf the internet for downloadable and free divorce legal forms.

  • College Student Loans – Federal and Private Loans

    College Student Loans – Federal and Private Loans

    When a student or parent sets out to obtain a loan and/or financing a college education, there are many different sources they can go to in order to acquire the funding necessary. There are two different categories of loans which are either private loans or federal loans.
    There are two types of Stafford loans, which are the federal family educational loan and the William D. Ford federal direct loan. The process of obtaining a Stafford loan is through the student filling out a federal student aid application, then once approved they will sign a promissory note on the loan.
    The only real difference between the two types of Stafford loans is where the actual funding is coming from. For a direct loan, the funds are coming directly from the federal government as for a FFEL loan, the funding comes from either a bank, credit union or another participating lender in the program.


    There are also a couple more that should be mentioned in this article and those are the Parent PLUS and Perkins loans. The Parent PLUS loan is designed for parents in need of assistance for paying their child’s college fees. This loan basically will fill in any gaps that the parent needs in order to cover all the college expenses fully.
    The Perkins loan is basically a student loan that can be applied for at the college or university financial aid office, which usually has a very low interest rate but has a maximum loan amount of around $4,000 each year for students. They are federal fund and can be added to other types of funding. There are late fees and fees for skipping payments on the Perkins loan.
    These loans and more can all be inquired upon at your selected college or university.
    If it is necessary at all in obtaining these types of funding options, Credit history may not be as necessary. As opposed to federal student loan funding, there are many private lenders willing to provide assistance for college funding. If you so decide to take the private lender route for financing a student loan, it is important to remember that most will need a bit of a credit history from the potential debtor and will most likely require a co-signer on the loan if the student with not much credit history at all is attempting to obtain the financing.
    Federal funding for college students who need the financing, as well as parents is very available for anyone who has a need for such funding and it would be a good idea to look at all the options available in order to compare interest rates, fees, and more as these student loans will be around for a while after college as some loans will begin the payment schedule immediately during college like the Parent PLUS. Other repayment schedules will begin after 6 months for Stafford loans and 9 months for Perkins. It would be a good idea to get all this information first hand before making any quick decisions about your college student loans.

    There are two types of Stafford loans, which are the federal family educational loan and the William D. Ford federal direct loan. The process of obtaining a Stafford loan is through the student filling out a federal student aid application, then once approved they will sign a promissory note on the loan.
    The Perkins loan is basically a student loan that can be applied for at the college or university financial aid office, which usually has a very low interest rate but has a maximum loan amount of around $4,000 each year for students. Federal funding for college students who need the financing, as well as parents is very available for anyone who has a need for such funding and it would be a good idea to look at all the options available in order to compare interest rates, fees, and more as these student loans will be around for a while after college as some loans will begin the payment schedule immediately during college like the Parent PLUS.

  • Free Money Through Grants

    Free Money Through Grants

    While there are other sources that are awarded grant funding, in general, the free money aspect is lost, and individuals, in general, are not qualified for most grants other than those used for educational purposes such as to pay tuition bills for higher education. Businesses can also tap into the federal grant program, but only by meeting strict criteria through the government agency offering the grant, such as if grant funding is available for research in a particular area that is of specialty to that business.
    Most active grant seekers, such as universities, employ full-time grant writers to do nothing but apply for and administer Federal grant funding. With Federal funding cutbacks and the competition for grant funding becoming more intense, seeking free money through a grant requires not only time, but also money, with no guarantee of success.


    Large organizations, such as universities, can benefit from grant funding much easier because they can apply for multiple grants at once and a skilled, knowledgeable staff can monitor the grant’s use carefully.

    The United States government is giving away free money in the form of federal grants. While it’s true that the government does indeed award $400 billion annually through its 26 federal entities, the statement of free money through the government doesn’t exactly pinpoint the definition of a federal grant.
    It also doesn’t mean that if you’ve been awarded a grant, you’ve won the lottery. Getting a government grant will get you an unbelievable amount of obligations, and not fulfilling your obligations will, in turn, grant you legal problems.
    The majority of federal grants that are awarded are the farthest thing from being considered free money. While there are other sources that are awarded grant funding, in general, the free money aspect is lost, and individuals, in general, are not qualified for most grants other than those used for educational purposes such as to pay tuition bills for higher education. Businesses can also tap into the federal grant program, but only by meeting strict criteria through the government agency offering the grant, such as if grant funding is available for research in a particular area that is of specialty to that business.
    Once the free money is provided through the grant, the organization that has been awarded the free money must keep careful track of all project expenditures. Detailed program goals must be developed, approved, and completed by the organization exactly as specified in the grant application without exception. Any unforeseen project changes that occur along the way must receive prior approval by the government agency that awarded the grant.
    The free money offered through a grant program can lead to legal and financial disaster to an organization that does not abide by the strict rules that the grant holds. By failing on a part of the obligation agreed upon when the grant is approved, the organization and/or persons in charge are held accountable. Penalties can range from economic sanctions to prison in the instance of improper use or theft of this free money.
    Few individuals have the money, expertise, and time necessary to prepare adequate applications that are awarded free money through federal grant funding. Most active grant seekers, such as universities, employ full-time grant writers to do nothing but apply for and administer Federal grant funding.
    Additionally, by even unintentionally not abiding by the grant’s requirements, as mentioned, an individual who is unfamiliar with the Federal government’s grant programs can find themselves in a legal or financial disaster. With Federal funding cutbacks and the competition for grant funding becoming more intense, seeking free money through a grant requires not only time, but also money, with no guarantee of success.
    Stating it plainly, Federal grants and free money are fictitious. Large organizations, such as universities, can benefit from grant funding much easier because they can apply for multiple grants at once and a skilled, knowledgeable staff can monitor the grant’s use carefully.
    The plain truth is that with federal funding cutbacks and competition for them becoming more intense, seeking a federal grant always requires a lot of time and potentially a lot of money up front with no guarantee of success. Dedication is needed, and is the most important part of attempting to obtain free money through grant funding.

  • Federal PLUS Loans

    Federal PLUS Loans

    As a student entering college, it is very unlikely that you have a few spare checks lying around that you can cash and magically use to pay for college. Most college-aged students, ranging from late teens through mid-twenties, have no line of credit and can not receive much money in loans if they need to do so in order to attend college. A loan like the federal PLUS loan through the federal government and U.S. Department of Education makes it easy for you, as a potential college student, to use your parents’ line of credit in order to gain financing options for your higher education.


    How Your Parents Can Help You Apply
    If your parents have good credit and you obtain them a copy of the Direct PLUS loan application, you are well on your way to cracking the college books and arriving on campus in the fall. In order to receive a federal PLUS loan, you must be a dependent potential undergraduate at any college or university in the U.S.
    Fill Out A FAFSA Form!
    Still, if you are not eligible for any other scholarships, the federal PLUS loan will enable you to receive financing for any portion of your college or university bill not covered by other financial aid (i.e. If college costs you $5000 a year and you already receive $4000 in financial aid, a PLUS loan will lend you the other $1000). Federal PLUS loans can help put you through college, even if you do not have a solid line of credit.
    This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we’re dedicated to helping you pursue your education dreams by making college funding as easy as possible

    As a student entering college, it is very unlikely that you have a few spare checks lying around that you can cash and magically use to pay for college. A loan like the federal PLUS loan through the federal government and U.S. Department of Education makes it easy for you, as a potential college student, to use your parents’ line of credit in order to gain financing options for your higher education.
    Federal PLUS loans can help put you through college, even if you do not have a solid line of credit.

  • Going The Distance With Golf Instructions

    Going The Distance With Golf Instructions

    Like any sports, golf entails some fundamental instructions on rules, method, customs, and equipment. These golf instructions, aside from practices, are important in order to become an expert golfer.
    In the United States, any golfer can gain the same knowledge that most professional golfers have obtained by enrolling in golf schools or training centers that are duly licensed by the U.S. Golf Teacher’s Federation or the Professional Golfers Association.
    For those who would like to know more about golf instructions, here is a list of some facts that they can use in gaining more information about golf and golf instructions:

    1. Golf Instructions started in the “medieval era”.
      As early as the 1350’s, golf instructions had already dominated the society. Back then, golfers were already incorporating the basic concept of golf instructions by letting each group of golfers to strike the next unbroken shot.
    2. Expensive state of golf instructions
      Before the gutta percha ball was created, golf instructions were very costly then. It was even considered as a very expensive set of abilities wherein only a few people from Edinburgh could play the game.
    3. “Show-and-tell” type of golf instruction
      It was in 1848 when the “show-and-tell” type of golf instructions was first introduced. It was also during this year that the “guttie” ball was invented.
      Golf eventually became an affordable sport because of these. It also became an easy export item wherein golf was gradually introduced to the rest of the world.
    4. Golf instructional book
      It was in 1857 that the first golf instructional book was published. The book, entitled “A Keen Hand”, written by H.B. Farnie was all about golf instructions on techniques and strategies in playing golf.
    5. The important part of golf instructions
      In golf instructions, the most essential things that a golfer must learn are alignment, proper posture, golf swing, and grip. Because these are vital to every golf player’s shot in the game, these things are the primary concern of the golf instructions.
    6. Golf shots and instructions
      Through golf instructions, every golfer wannabe is able to learn the different traditional shots like fairway shots, chipping, approaches, putting, sand-shots, and driving.
      For higher level of golf instructions, players are taught with methods that are more intricate like controlling the loft, trouble shots, and controlling the shape of the shot.
      There are no better ways to learn golf than through golf instructions. Everything’s already included and taught in golf instructions.
  • Improve Your Golf Swing By Improving Your Tempo

    Improve Your Golf Swing By Improving Your Tempo

    We have all heard the word tempo in relation to the golf swing. Announcers on television speak of the “great” tempo Ernie Els has in his golf swing. What does tempo mean to the amateur and their golf swing?

    Tempo in the Golf Swing

    Tempo is part timing in all aspects of the golf swing. Putting all these golf swing parts together creates tempo in your own golf swing.

    Interconnecting each phase of the golf swing; address, take-away, backswing, transition, downswing, impact, and follow through is one part of tempo, Performing each of these phases with the correct timing is also tempo. “feel” for the clubhead is part of tempo.

    We can probably say tempo is the end goal of all our practice and time spent on our golf swing. There is definitely a level of mastery within it once we have developed tempo in the golf swing.

    How Do We Develop Tempo in the Golf Swing?

    A great question that does not have a simple answer: Developing tempo in the golf swing is a task that requires time, practice, and patience. There really are no short cuts to developing it within your golf swing.

    I say this because developing a PGA Tour type golf swing requires a “basket of tools” in your arsenal. Developing tempo and a silky smooth golf swing requires you to:

    § Receive proper instruction on the fundamentals of the golf swing

    § Maintain a consistent practice schedule with your golf swing

    § Use swing drills to develop every as of your golf swing

    § The possible implementation of training aides into your practice sessions

    The “basket of tools” listed above put together can lead you to developing great tempo in your golf swing. It requires a comprehensive approach in which no short cuts can be made. Let’s take a look at the bullet points above to get a better understanding of how to go about this process.

    § Implementing of golf fitness program to develop your body around the golf swing.

    Proper Instruction in the Mechanics of the Golf Swing

    Learning the fundamentals of the golf swing is key to developing tempo. This will allow your body to learn the nuances of the swing.

    Consistent Practice of the Golf Swing

    In order for your body to learn and be able to repeat to proper mechanics of the golf swing, you must practice on a consistent basis. The golf swing is no different.

    Swing Drills to Develop the Golf Swing

    It is best when learning the golf swing to break it down into parts. Breaking the golf swing down into segments allows you more easily to master each phase of the swing. Swing drills break the swing down into manageable parts.

    Training Aides in Association with Your Golf Swing Drills

    Training aides assist the body in developing the golf swing. Think of training aides as “training wheels” on a bicycle. They simply help your body learn certain movements and positions associated with the golf swing.

    Implementing a Golf Fitness Program

    Your body swings the golf club and performs the biomechanics of the golf swing. A golf fitness program is the final key to developing tempo in your golf swing.

    Summary

    To summarize the development of tempo in your golf swing requires a “basket of tools”. Tempo requires; proper instruction on the golf swing, consistent practice of your golf swing mechanics, the utilization of swing drills, training aides, and a golf fitness program. Put all of these aspects together and a golf swing with tempo will be yours.

    Your body swings the golf club and performs the biomechanics of the golf swing. Tempo requires; proper instruction on the golf swing, consistent practice of your golf swing mechanics, the utilization of swing drills, training aides, and a golf fitness program.

    Putting all these golf swing parts together creates tempo in your own golf swing.

    Breaking the golf swing down into segments allows you more easily to master each phase of the swing. Swing drills break the swing down into manageable parts.

  • Taking Some Good Advice From A Golf Pro

    Taking Some Good Advice From A Golf Pro

    Even an avid golfer will have questions that need answers, and they will turn to the golf pro at their favorite golf course to get answers. These golf clubs are usually displayed in the Pro Shop along with various golf shirts and golf accessories. When taking some good advice from the golf pro about the clubs that they should select, the golfer should be ready to order golf clubs when the golf pro shows them the right-sized golf clubs that he recommends that they buy from him.

    A new golfer will find that taking some good advice from the golf pro will ensure that they learn about the game from somebody who is considered an expert. The golf pro can put a new golfer on their schedule and through weekly practice sessions, offer them advice on how to stand, swing, and store their golfing equipment. The golf pro will routinely hold classes throughout the week for new golfers.

    For those golfers that learn to pay attention to conversations that people have on the course, they might overhear helpful advice that someone else heard from the golf pro. Any advice from the golf pro is advice that should at least be listened to and written down later in the day.

    Some golfers simply want to improve their putting skills. The golf pro might give them good advice on how to improve their stance because the way the body is positioned has a lot to do with determining the direction that the ball will go when it is hit by the putter on any part of the golf course. When the use of a putter is considered appropriate, other helpful advice offered by the golf pro might include.

    Even an avid golfer will have questions that need answers, and they will turn to the golf pro at their favorite golf course to get answers. Some of the questions might concern the sale of equipment at the golf shop and others might entail more serious matters like how they can get scheduled for an earlier tee time. They know that the golf pro is the person that they should turn to concerning any matter about the game of golf.

    The new designs in golf clubs will not typically last long in a golf pro shop. Knowing which ones to purchase is one of the finest pieces of advice that a new golfer can get from the golf course golf professional.

    There are many different choices in golf clubs that a golfer can select and some of those selections can be quite confusing. These golf clubs are usually displayed in the Pro Shop along with various golf shirts and golf accessories. When taking some good advice from the golf pro about the clubs that they should select, the golfer should be ready to order golf clubs when the golf pro shows them the right-sized golf clubs that he recommends that they buy from him.