Author: Nitin Agarwal

  • Antioxidants and Sexual Health

    Antioxidants and Sexual Health

    Alcohol may also hamper the absorption of many vitamins and minerals. Recent medical studies suggest that refraining from alcohol may improve sperm quality. Cigarette smoking, on the other hand, generates enormous amounts of free radicals that make smokers vulnerable to sperm damage.

    Zinc.

    Understanding the health benefits of minerals, antioxidants, and vitamins are essential in improving one’s sexual function and optimum health. It is important to seek the approval of medical specialists before taking supplementation of these antioxidants. Taking these too little or too much of these antioxidants may do more harm than good.

    Vitamin C.

    Nowadays, the health benefits of antioxidants are being trumpeted in t.v. commercials and other marketing materials in radio and in print. Recent medical studies suggest that antioxidants may also bring improvements in male sexual health. Vitamin C.

    It is probably the most essential mineral for male sexual health. Testosterone metabolism, testicle growth, sperm production, and motility are some of the health benefits of proper zinc supplementation.

    Vitamin E.

    Vitamin E is a fat-soluble antioxidant vitamin that may penetrate cell membranes and protect them from free radical attacks. Understanding the health benefits of vitamins, minerals, and antioxidants are essential in improving one’s sexual function and optimum health.

    Vitamin E is a fat-soluble antioxidant vitamin that may penetrate cell membranes and protect them from free radical attacks. Daily supplementation of about 100 milligrams of Vitamin E are beneficial for overall sperm health and motility.

    Vitamins C, also called ascorbic acid, is one of the versatile antioxidants known to man. Vitamin E.

    Vitamins C, also called ascorbic acid, is one of the versatile antioxidants known to man. Recent studies suggest that sub-fertility in men that is caused by sperm clumping which impairs sperm motility and preventing them to swim can be improved with Vitamin C intake.

    Nowadays, the health benefits of antioxidants are being trumpeted in t.v. commercials and other marketing materials in radio and in print. Recent medical studies suggest that antioxidants may also bring improvements in male sexual health. Dietary antioxidants are the human body’s main protection against free radical attacks.

  • Why Owners Opt for Small Business Credit Cards

    Why Owners Opt for Small Business Credit Cards

    The small business credit card market is a rapidly growing market in the financial services industry. If you are planning to apply for small business credit cards, see how your reasons compare with those of other business credit card holders:

    · There is rightful concern about the high interest rates on business credit cards. If you plan to carry a balance, make sure you find the business credit card with lower interest rates.

    · The purchases you make on your business credit cards may qualify for special insurance protections from the business credit card company. In case something turns out wrong with the item you bought by means of your business credit card, and the merchant is not willing to return your money, the insurance protection will cover the amount.

    · Business credit cards provide credibility and legitimacy to your business. It is an intangible benefit, but when the business credit card company approves a business credit card for your small business, it gives a signal to other merchants that your business has good, sound credit. A business credit card is a very credible imprimatur.

    When you do a lot of travel, · The rewards business credit cards give great benefit.

    · For the start-up small business, or one which has a tarnished record, a business credit card allows your business to rebuild a credit or build history. By ensuring that this credit history remains consistently positive, you will establish the foundation for securing a business loan or line of credit should you decide to expand the business in the future. The business credit card is your guaranteed line of credit for now.

    · Business credit cards and personal credit cards have similar benefits and rewards. When you have a business credit card, you will have a separate opportunity to enjoy discounts, cash back and rewards points on purchases of the services and goods necessary for your business.

    In short, it makes good business sense to have a business credit card or two at your disposal.

    · When you have business credit cards issued to your employees, they can make purchases on behalf of your company without advancing their own funds or use the business credit cards when they travel for business. Their use of the business credit cards makes it easier to account for expenses.

    · Monthly business expenses are easier to track with a business credit card. The monthly business credit card account statement helps with the reconciliation of the purchases you make on behalf of your business.

    · Business credit cards provide credibility and legitimacy to your business. It is an intangible benefit, but when the business credit card company approves a business credit card for your small business, it gives a signal to other merchants that your business has good, sound credit. · For the start-up small business, or one which has a tarnished record, a business credit card allows your business to rebuild a credit or build history. By ensuring that this credit history remains consistently positive, you will establish the foundation for securing a business loan or line of credit should you decide to expand the business in the future. Charges to your business credit cards always count as cash purchases, since your business credit card issuer will take care of paying them shortly afterwards.

    · The usefulness of the business credit card statement is not limited to tracking business expenses. It can also be used as a reliable – and acceptable – alternative documentary proof when you prepare your books and your financial reports for income taxation purposes.

    · When you charge purchases to business credit cards, you get the chance to enjoy cash discounts. Charges to your business credit cards always count as cash purchases, since your business credit card issuer will take care of paying them shortly afterwards.

  • Business Credit Card Application Needs Good Credit Report

    Business Credit Card Application Needs Good Credit Report

    Assuming that the customer has a good credit record, the credit limit will automatically be increased when it is reached, thereby increasing the loan amount without much effort on the part of the business credit card holder.

    When the business credit card issuer receives your business credit card application, one of the very first things they do is obtain a copy of your business credit report. It may well scuttle your chances of getting a business credit card if your business does not score too well on the credit report. Maintaining a good credit score needs to be high on the priority list of any business.

    Until that happens, your business credit and personal credit will be inextricably linked to each other. When you apply for a business credit card and your business has no credit history, your own personal credit record is the dominant factor considered by the business credit card issuer.

    To qualify for a business credit card, a good credit record is necessary. In view of future credit needs such as business credit cards, small business owners should register their businesses with the major business credit bureaus such as Dun & Bradstreet (D&B) or Business Credit USA to obtain credit ratings.

    In view of future credit needs such as business credit cards, small business owners should register their businesses with the major business credit bureaus such as Dun & Bradstreet (D&B) or Business Credit USA to obtain credit ratings. When the business credit card issuer receives your business credit card application, one of the very first things they do is obtain a copy of your business credit report. When you apply for a business credit card and your business has no credit history, your own personal credit record is the dominant factor considered by the business credit card issuer.

    As with a personal credit card, the business credit card is a highly efficient method for obtaining, granting, and expending loans. Assuming that the customer has a good credit record, the credit limit will automatically be increased when it is reached, thereby increasing the loan amount without much effort on the part of the business credit card holder.

    To complete your credit profile, the business credit bureau will also need some information on the rest of your business. Being proactive about it and voluntarily registering with a business credit bureau is a good idea.

    It is good to remember that this credit will be included in your personal credit report until your business develops an adequate credit history once you obtain this business credit card. The sooner you can establish the independence of your business credit card from your personal credit, the better.

  • Qualifying for a Poor Credit Business Loan

    Qualifying for a Poor Credit Business Loan

    The poor credit business loan will provide money required to help the business grow and overcome its financial problems, as well as allowing the business owner or owners the opportunity to become current on the new loan in order to increase credit scores by continuing to make monthly payments as scheduled.
    Any business person who has the potential to repay a poor credit business loan and does not have a very severe credit history that includes things such as unpaid collections, repossessions, or serious late payments for a long duration, can qualify for a poor credit business loan. Business owners with poor credit who wish to either start a new venture, or require a poor credit business loan to expand or improve on an existing business, are provided a unique opportunity to help their financial and economic situation turn around and improve.


    Before applying for a poor credit business loan, however, be sure to have a viable business plan, and prepare a professional loan proposal to show how much money is needed, and how the loan amount would make a difference to the business’ future endeavors. An individual or individuals in business should take out a poor credit business loan only if it is completely clear that the poor credit business loan will make the situation better and not worse.

    A poor credit business loan is designed for a business person or persons with a poor credit history.
    In the life of a business, virtually all come across a time where extra money is needed for business growth, expansion, a new venture, or paying outstanding bills. Businesses owned and operated by an individual or individuals with a poor credit history are of no exception. The fall back on this type of situation is that it is difficult to qualify for a conventional loan if you are an individual or a part of a business partnership with an individual who has poor credit, and are in need of a business loan.
    Poor credit business loans are designed especially for business people with a poor credit history. Poor credit business loans apply to both new ventures and existing businesses and offer the business owner or owners the opportunity to turn around their poor credit rating, while also providing much needed financing for the business.
    Pros of Obtaining a Poor Credit Business Loan

    1. When they may otherwise not qualify for a conventional loan, a poor credit business loan can offer a business person or business persons with poor credit an opportunity to receive a loan.
    2. Poor credit business loans can offer the business owner or owners the opportunity to improve their business, and ultimately, improve their financial situation, economic standing, and ultimately, their credit ratings.
    3. Loan terms for poor credit business loans can range from three to 25 years. Longer loan terms can offer the business owner or owners enough time to see the business through a rough financial period, proving their worthiness of the loan, and again, improving credit scores so that future loans can be obtained at a lower interest rate.
    4. A poor credit business loan offers the business person or persons a chance to improve a bad credit history. The poor credit business loan will provide money required to help the business grow and overcome its financial problems, as well as allowing the business owner or owners the opportunity to become current on the new loan in order to increase credit scores by continuing to make monthly payments as scheduled.
    5. An opportunity to have a lower interest rate is available on a poor credit business loan, provided that collateral is available to the lender.
    6. A poor credit business loan can provide the business with regular access to cash, so that even in the worst financial situation, the business need not sell the entire business or part of the business to another individual or company to raise money.
      Cons of Obtaining a Poor Credit Business Loan
    7. The rate of interest on a poor credit business loan varies greatly according to the collateral offered. An unsecured poor credit business loan will have a much higher rate of interest.
    8. If a poor credit business loan is not paid, it will not only affect the business owner’s or owners’ credit ratings, but also, it will only create even more problems for what was previously a grim financial situation.
    9. If the borrower is considered extremely high risk to the lender, a poor credit business loan will require a very high rate of interest to be paid. Collateral can assist in keeping the interest rate as low as possible.
      Any business person who has the potential to repay a poor credit business loan and does not have a very severe credit history that includes things such as unpaid collections, repossessions, or serious late payments for a long duration, can qualify for a poor credit business loan. Even individuals who have had the misfortune of a bankruptcy more than ten years ago can qualify for a poor credit business loan. Business owners with poor credit who wish to either start a new venture, or require a poor credit business loan to expand or improve on an existing business, are provided a unique opportunity to help their financial and economic situation turn around and improve.
      Before applying for a poor credit business loan, however, be sure to have a viable business plan, and prepare a professional loan proposal to show how much money is needed, and how the loan amount would make a difference to the business’ future endeavors. An individual or individuals in business should take out a poor credit business loan only if it is completely clear that the poor credit business loan will make the situation better and not worse.
  • Do You Attract The Opposite Sex?

    Do You Attract The Opposite Sex?

    All of us want to get a great mate. Do we have that magnetism to pull them near us?

    All of us want to get a great mate. Do we have that magnetism to pull them near us? Let us begin with raw appeal. Some of us have that and some don’t.

    Making yourself attractive is the first requirement. Once you can do that, you will manage to get any one as your date. Good Luck.

    What about understanding the personality of the opposite sex? She is trained to handle many children and knows about how to teach them. Do you know something about how to handle the opposite sex?

    Let us begin with raw appeal. Some of us have that and some don’t. Will you beat all the women and attract the attention of every man towards yourself?

  • Getting the Guy You Want

    Getting the Guy You Want

    Part of the reason we have difficulty attracting men who make us happy is because we believe that such men don’t really exist. We believe that to attract a man we have to be the prettiest girl in the room, have the biggest breasts on the block, the tightest abs, and so on.
    And then, as we’re minding our own business on the supermarket check-out line, we glimpse a headline on a magazine cover: “Jessica’s Hotter Than Ever! How Can Nick Leave Her Now?” The subtext is, if a fox like Jessica Simpson can’t hold on to a man, what chance do the rest of us have?
    Even if your tastes in literature run to feminist authors like Susan Faludi and Naomi Wolf over, say, periodicals like In Touch and The Star, you’re probably influenced by the negative messages we’re fed by the media. I know I was.


    Many of my favorite female artists sing of being suicidal over the loss of a guy. A lot of my favorite male artists sing about hurting women, hating women, or running through them like pints of beer.
    It’s one thing to enjoy popular music, but be aware of the whacked-out ideas it can weld into your brain if you’re not paying attention: 1) You’re nothing without a guy, and 2) You’re a disposable object that can be easily replaced.
    The next time you leave the house know this: You are one of a kind and irreplaceable. You don’t need a guy, but if you’re going to have one, he must love you for you (not your body parts, your money, or your clothes).
    Once you love yourself, really and truly love yourself (because of who you are inside, as opposed to the fact that you just forked over $450 to have your teeth whitened), you will attract better men.
    Good men definitely exist. Once you become that woman, you will magically find yourself enjoying a happy, angst-free relationship with a guy who’s in it for the long term.

    Part of the reason we have difficulty attracting men who make us happy is because we believe that such men don’t really exist. We believe that to attract a man we have to be the prettiest girl in the room, have the biggest breasts on the block, the tightest abs, and so on. We must stay on our toes to make sure somebody prettier, smarter, or whatever doesn’t sneak up and snatch our man. The subtext is, if a fox like Jessica Simpson can’t hold on to a man, what chance do the rest of us have?

  • Attract Men Like a Magnet

    Attract Men Like a Magnet

    You’re not girly enough. You don’t talk enough. You talk too much.
    Turn off your TV.
    The truth of the matter is that men, the desirable ones, don’t care all that much about what you look like. They don’t care if you’re shy, or if you occasionally ramble on about nothing. Instead, they tend to gravitate toward women who possess a valuable, seemingly elusive, quality:
    Happiness.
    Oh, yes. Happy women attract men, small children, dogs, and guinea pigs like magnets. What man in his right mind wouldn’t want to be around a happy woman?
    Think I’m being silly? I’m not, and I’ll prove it to you.
    Like a lot of people, my weight used to fluctuate (although not so much anymore, thanks to regular dates with a NordicTrack).

    At one point I was 30 pounds heavier than I am today, and some friends had invited me out for dinner and drinks.
    While trying on 3,000 outfits in an attempt to find something that made me look thin, I had an epiphany: I wasn’t going to lose 30 pounds in two hours. I set a goal to focus on whomever spoke to me, to look him or her in the eye, and to forget about myself.
    Before I left the house, I brought to mind all the things I had going for me. I smiled sincerely at people and made a point of putting them at ease once I was out.
    The result? One very attractive guy (whom I previously considered completely out of my league) asked me out that night, starting a fun and memorable summer romance.
    After we ‘d broken up a few months later, I woke up with the symptoms of some sort of food allergy. I ‘d lost 25 pounds, but that didn’t change the fact that my eyelids bulged like footballs.
    I had plans to attend a party that evening, so I immediately turned to the teabag-on-the-eyelid therapy touted by the beauty mags. I tried ice packs, frozen spoons, frozen peas. I tried drinking loads of lemon water and following it up with a pot of detoxifying herbal tea.
    Clearly, looking my best was not in the cards. After spending the afternoon in the bathroom ridding myself of lemon water and tea, I set out for the party looking like Jabba the Hut from the neck up.
    Once again, I ‘d made a decision. Sure, I ‘d be the most physically repellent creature in the room, but why get bummed out about it? Wearing a little brown eye shadow to play down the lid bulge and a confident smile, I hit the party.
    All night I banished the nagging temptation to head to the bathroom to poke at my swollen face. I achieved my goal of having a great time.
    Guess who scored a date with a good-looking, very funny guy?
    If you want to attract guys, forget about what’s wrong about you. You’ll find yourself attracting better friends, better men, and better circumstances.
    Next time you’re on your way out of the house and feeling like no man in the world would ever be interested in you, think about things that make you laugh. When you were truly happy, bring to mind times in your life.
    Put a smile on your face and walk out that door!

    The truth of the matter is that men, the desirable ones, don’t care all that much about what you look like. Happy women attract men, small children, dogs, and guinea pigs like magnets. What man in his right mind wouldn’t want to be around a happy woman?
    If you want to attract guys, forget about what’s wrong about you. You’ll find yourself attracting better friends, better men, and better circumstances.

  • Confused By The Foreign Exchange Market? Check Out These Tips Before You Trade!

    Confused By The Foreign Exchange Market? Check Out These Tips Before You Trade!

    Forex is simply the foreign exchange market in which one type of currency is traded for another type. Some of the users of this marketplace are businesses looking to exchange their currency for foreign currency such as when multinational businesses have to use a currency which is different than the one that is native to the country that they are in. When you start trading, only trade one currency pair. Once you become a successful trades with that currency pair, start trading one more. Momentum tracks the direction of currency markets; the carry strategy sees investors selling currencies with low interest rates and buying those with high rates; and the valuation strategy takes a position based on the investor’s view of a currency’s value.

    Analyzing your risk and having a real comprehension of probability, are the two skills you’ll need most for forex trading. There is no method of trading that is guaranteed to make you money, and there is no situation that is promised to bring you profits. You have to take a guess on how things will go and hope your gut is.

    As explained in the article above, Forex is simply a foreign currency exchange market. A company may be based in one country but have to pay workers in another country, and Forex helps them achieve that. This article can help you better understand how this works and see why it is so vital in this global economy.

    Remember that Forex trading is not rocket science. You should be able to clearly explain why you are investing in the currency that you are investing in.

    As a trader, you need to be aware of three crucial trading strategies, which are often used by currency traders: the carry, momentum, and value trade. Momentum tracks the direction of currency markets; the carry strategy sees investors selling currencies with low interest rates and buying those with high rates; and the valuation strategy takes a position based on the investor’s view of a currency’s value.

    When you start trading, only trade one currency pair. Once you become a successful trades with that currency pair, start trading one more.

    Consider the Forex trade a high-end sport and get in all the training possible. Never jump in and begin investing money until you have a full understanding and grasp of the techniques. Wait until you see that you are able to create a reliable and constant profit through simulation and then you will be less likely to lose money once you begin trading real funds.

    The best way to earn profits in forex trading is to trade in the long-term. It’s easy to get suckered in to short-term or day trading, but the biggest profits are seen over weeks and even months. Currency trends depend on the trends of large economies, and large economies don’t change quickly.

    Forex is simply the foreign exchange market in which one type of currency is traded for another type. Some of the users of this marketplace are businesses looking to exchange their currency for foreign currency such as when multinational businesses have to use a currency which is different than the one that is native to the country that they are in. This article can help to simplify the concept and help you to understand who uses this market.

  • Why Should You Trade Online On Foreign Exchange?

    Why Should You Trade Online On Foreign Exchange?

    Forex or Foreign Exchange trading these days has not only become a huge industry for online trade investors, but in fact, it is the largest market in the world. It is a very profitable arena to do trading, and huge companies are not the only ones given the advantage, but many independent individuals can now take on the market through the Internet.

    Here are some major reasons why Foreign Exchange is a good market to do trades:

    Low Costs For Investments

    There are also very low costs for each transaction. When there are normal market conditions, and each bid or ask spread is usually only less than 0.1 percent. For larger dealers, the least you can pay is only as low as.07 percent.

    One very good thing about trading Forex online is that there are very minimal costs that a party has to undertake. Because there are no middlemen involved and one can easily do direct trades with the market responsible for the pricing of currencies, this means that there are no more commissions that you have to pay.

    In Forex trading, there are no clearing fees, government fees or brokerage fees that you have to take care of because brokers in this market are compensated for their services through a bid-ask spread.

    The Market Is Open For 24 Hours

    Another factor why so many people find the Forex trade very convenient is the fact that it never sleeps. It is open for 24 hours a day from Sunday in the evening to Friday afternoon EST, and therefore people do not have to wait for the opening bell.

    This can be very practical especially for those who only trade part-time because they can at least do business whenever they are free -in the morning, noon or at night.

    High Leverage

    Take note that without proper risk management, there is a huge chance for you to experience significant losses along with gains.

    In Forex trading, even a small margin deposit can be able to control a larger value for the total contract. Through this leverage, the trader can make a lot of profit, while keeping minimal risks.

    A good example for this is when brokers in the Foreign Exchange offer a 200 to 1 leverage, because with a 50-dollar margin deposit, a trader could sell or buy 10,000 dollars worth of currencies.

    High Liquidity

    Due to the fact that the Forex industry is the largest market today and because so many parties have gotten involved in it, liquidity has become quite prevalent in this market.

    It is very unlikely that you can ever get stuck in a Forex trade. Under normal market conditions, one can easily do trades at will with just a simple click of the mouse. And in fact, in Forex trading, you can have more freedom to automatically close your position when you have reached your aimed profit level just by setting your online trading platform.

    There are many advantages in doing Foreign Exchange trades online. In many ways, it proves to be a very practical arena, but the promises for huge profits are never compromised.

    There is no wonder why this market has become huge and so popular. And so, if you are interested in investing, with a little hard work and exposure, then the Forex market can surely be a good place to start investing.

    And each bid or ask spread is usually only less than 0.1 percent when there are normal market conditions. For larger dealers, the least you can pay is only as low as.07 percent.

    It is very unlikely that you can ever get stuck in a Forex trade. Under normal market conditions, one can easily do trades at will with just a simple click of the mouse. And in fact, in Forex trading, you can have more freedom to automatically close your position when you have reached your aimed profit level just by setting your online trading platform.

  • Trading Forex Is Easy With These Tips

    Trading Forex Is Easy With These Tips

    Forex trading should only be attempted by those who can truly afford to experience some degree of financial loss. While trading losses are not a complete inevitability, they are likely to occur at one point or another, and therefore it is important that they come out of savings, not essential funds. By using only surplus money for trading, it is possible to learn a great deal without risking one’s livelihood.

    You must be carefully not to move too quickly when you decide to get into forex trading. Reviewing for advice like that below can save you from the common errors of the novice forex trader.

    You must be carefully not to move too quickly when you decide to get into forex trading. Do not borrow money to use in Forex trading. Forex trading is volatile, and your successes are most likely to be small at. If you use money you can not afford to lose you may get careless and make trading mistakes.

    Refrain from using any tricks that are put out there by investors. There are very rarely any shortcuts that you can use to make money with Forex, as it will be a meticulous process to get to where you need to be. Put the hard work in and you will get results.

    Forex trading should only be attempted by those who can truly afford to experience some degree of financial loss.

    Now you are, perhaps, a little more prepared to get into the forex markets with confidence and wisdom. By learning and preparing yourself in advance, you will substantially increase the speed with which you develop real expertise. Even better, you will already know how to avoid the most dangerous pitfalls waiting for you.

    As much as the time of day you trade matters in your success in the foreign exchange market, the day you trade matters. The market is open all the time, 24 hours a day, 7 days a week, it is best to trade in the middle of the week, on days such as Tuesday, Wednesday, and Thursday, when the market is at its best.

    Forex investing can be volatile and carries a significant amount of risk. If you are a new investor, you should be aware that there are many scams that promise to give you amazing returns. Do your research before trusting someone with your money!

    Do not borrow money to use in Forex trading. Forex trading is volatile, and your successes are most likely to be small at. If you use money you can not afford to lose you may get careless and make trading mistakes.

    Be sure you start out practicing with a demo account first if you are interested in getting involved in foreign exchange trading. There is an extremely sharp learning curve with this type of investing, and you do not want to make your mistakes with real money. The most successful foreign exchange traders practiced for months with demo accounts first before they entered the real market.