Without good money management it doesn’t matter how much money you make, you won’t keep it. There are as many money management strategies as there are investment opportunities, so which one is best for you? The first step in money management and thus wealth is debt elimination. You will never become wealthy if your credit cards are “maxed” out every month. Where do you find that extra money each month? The second step in money management is to have a budgetary strategy. Below are two examples, one for someone who is currently struggling with debt and one for someone who is on their way to becoming wealthy.
Example A. 10% of income to reduce debt. 10% of income to use on long-term savings for expensive items (car, trip etc.). 10% of income to be used on financial education (self-improvement). 60% of income to be used on necessities (mortgage, food, utilities etc.). 10% of income to be used for play (dining out, movies, toys). Example B. 10% of income to be invested in passive income opportunities. 10% of income to use on long-term savings for expensive items (car, trip etc.). 10% of income to be used on financial education (self-improvement). 55% of income to be used on necessities (mortgage, food, utilities etc.). 10% of income to be used for play (dining out, movies, toys). 5% of income to be used for charity. Only your actions and commitment can manage your money to help you on the path to becoming wealthy. Then click here for more helpful information, if you choose to be rich.
An important part of becoming wealthy is money management? Without good money management it doesn’t matter how much money you make, you won’t keep it. There are as many money management strategies as there are investment opportunities, so which one is best for you? You need to develop sound money management habits that you will stick too.
The second step in money management is to have a budgetary strategy.
What is the difference between wealthy people and poor (even average) people? It is not all the money that wealthy people have and the average don’t, nor the luxury, nor the lifestyle. A few lucky people have won a lot of money and become wealthy overnight, but in short time many of them have returned to their prior financial condition too soon. Because it is not the money and the luxurious lifestyle that make people wealthy. The more money wealthy people have, the more they can invest in their own businesses.
What is the difference between wealthy people and poor (even average) people? It is not all the money that wealthy people have and the average don’t, nor the luxury, nor the lifestyle. It is their mindset.
A few lucky people have won a lot of money and become wealthy overnight, but in short time many of them have returned to their prior financial condition too soon. Once won, there is no trace of all the riches they have. Very few of them can stay healthy long enough to actually improve their quality of life. Why? Because it is not the money and the luxurious lifestyle that make people wealthy. It is their mindset. Real wealthy people act differently upon the big cash they can get their hands on and upon everything else pertaining money and possession. Because they think differently from most average people in the first place, and this is. Let’s think this through and discuss the way average people think … As soon as they can get their hands on a big fat check, average people would almost immediately go shopping. Buy the latest model car, luxurious home, or spend it on renovation, once-in-a-lifetime luxurious vacation … blah blah. They think that in order to really become wealthy, they have to possess all the stuff that wealthy people would have, travel to places wealthy people would go to, drive the cars wealthy people would live or drive in big mansions where wealthy people would live. Because they have higher purchasing power, real wealthy people can afford all the above simply. Most of us, on the other hand, would think that by having all those above we just might be considered as ‘wealthy’. We tend to think that to become wealthy we have to ‘act’ or ‘live’ like those who in reality are. Ironically, the fact is to become wealthy we have to ‘think’ like real wealthy people. Once again I must say that it’s the mindset that makes people wealthy. It’s neither their possessions nor what they spend their money on. Most of us go shopping while holding on to this principle: Buy now, struggle later. When wealthy people go shopping they think: Delay it now, invest the money, and have all you want later on! They embrace delayed gratification. Generally, too soon, the average people would end up in debt due to their principles of immediate gratification. And in most cases their debt worsens. Car loans, furniture loans, education loans, home loans, credit cards … and who knows what else. As the story continuous, I believe, it becomes more and more familiar to the vast majority: In order to pay off all the debts, they become slaves of their own jobs after they realised that they had been “slaves of their own debt” for some time. To them, a job becomes a necessity as opposed to a choice. It is chosen based on how big the salary is to pay off their debt, instead of on the satisfaction the job provides. Can these people retire early? They wouldn’t even dare to think about it! On the other hand, not only do the wealthy know the negatives of being in a debt, they also know precisely the advantages of being debt-free. By being debt-free, they have more money to save. The more money wealthy people have, the more they can invest in their own businesses. Exactly these businesses are their assets that generate life-long passive income for them. True wealthy people have known for decades that having traditional jobs would NEVER make them rich. It would make their bosses rich for sure but there is no way acquiring real wealth merely by trading time for money. Having your own business means having passive income for life (more likely even longer than that). If you work consistently on growing your business, you will come to a point where your passive income exceeds your daily living cost. Your choice of jobs will not be limited by how much money they provide. Even if you chose not to work, you would still have money coming in from your business. This is what real freedom is and this is exactly how wealthy people think! Ironically, I have met some people who sneer at the idea of investing in a business. For some reason they think that people who are interested in investing must be so much in love with money, or even slaves of it. Most average people think that business owners must have become wealthy by the drive of their greedy, selfish minds. They tend to think that business owners must be slaves to their money and riches that they could actually have riches so abundantly now. The truth is their mindset is exactly the opposite. Exactly because of UNSELFISH reasons, business owners set up their businesses in the first place. By having their own businesses which generate passive income for them, they have quality time to spend with their loved ones. They are not too busy to go to their daughter’s first dance recital or to show up at his son’s birthday party. They are not too busy to spend a one-week holiday with their spouse. They are not too busy (or too broke) to be involved in voluntary social work. The average traditional worker, on the other hand, would not be able to just go and have a holiday anytime he pleases. He needs jobs that pay well and social works just won’t do. Well, who is the selfish one now? Most importantly, because the businesses wealthy people own generate passive income not only throughout their lives but also throughout the lives of their grandchildren and children, business owners prove themselves even more UNSELFISH than the average people do. People with typical jobs will either retire broke or die poor, leaving their families with nothing (if not with their remaining debt). By having the right mindset, you will not only be able to have abundant riches, but also a great chance to live abundantly: do all the things that provide satisfaction, spend quality time with you family and friends, and have all the time and money to voluntarily help other people and make your part of the world a better place to live. Above all, having the right mindset will give you a chance to provide and care for your family even after you leave this planet.
If there are any remove them and repeat to yourself that you deserve to reach the place you have decided. Work towards it and you will reach it one day. Please remember that no rich man/ woman ever imagined that they would become so wealthy.
Once we decide in our mind that we can become the richest person and deserve to become, we will find ways to do it.
Once we decide in our mind that we can become the richest person and deserve to become, we will find ways to do it. As soon as you decide in your mind that you want to determine and reach that goal that you will reach that goal, find a business plan that will help you reach that goal.
Most of us work not only to earn money, but also to become wealthy. Add one more question – Do you think that you can become the richest person in the world, and you will be surprised with the answers. Because we don’t believe in our capabilities and also have created a mental block that says – How can you, such an ordinary person dream of becoming the richest in the world?
Money is one of the greatest motivations in the world. Most of us work not only to earn money, but also to become wealthy.
Add one more question – Do you think that you can become the richest person in the world, and you will be surprised with the answers. Very few of us believe that we have it in us to become the richest person. Because we don’t believe in our capabilities and also have created a mental block that says – How can you, such an ordinary person dream of becoming the richest in the world?
More and more men are becoming open to discussing this personal dilemma and are actively and aggressively seeking answers that will allow them to enjoy longer sex and more intense sexual encounters. There are numerous alternatives available that will promote longer sex and as a result, an improved sex life. Men no longer have to dream about having longer sex; many are now experiencing it thanks to the great strides these supplements have made.
Many of us longingly dream of having longer sexual encounters that will leave us breathless.
We see tempting and vivid displays of such pursuits on the television and in movies, read enticing depictions in books, and even hear others speak of long and enjoyable sexual experiences that blew their minds. Why then, aren’t you able to enjoy longer and greater sex? Many individuals are enjoying much longer sex. By simply trying the available products on the market that are specifically designed to increase male enhancement, millions are enjoying better, longer sex. More and more men are becoming open to discussing this personal dilemma and are actively and aggressively seeking answers that will allow them to enjoy longer sex and more intense sexual encounters. Because of the increase in research, products have been developed that have been proven to enhance erection quality and provide millions with longer sex. There are actually supplements that not only enable a man to enjoy a much harder erection, but also allow the body to develop more stamina, increased desire, and even reduce the stress and anxiety one can feel when they are concerned about their sexual performance. By combining all of these factors, one can experience a much longer and an extremely intense sexual session. There are numerous alternatives available that will promote longer sex and as a result, an improved sex life. Men no longer have to dream about having longer sex; many are now experiencing it thanks to the great strides these supplements have made.
Has the thrill gone out of your love life and sex. You eventually wake up one day thinking – “Gee my life and sex life have gotten pretty dull!” Would you like to put some spice back in your sex life? This article focuses on two main aspects of foods and nutrition – one what nutrients and foods are needed to help your body function properly for sex and the other being to help your brain properly function. The main ingredient that makes sex exciting is the brain and how it functions and how well it functions. It is the brain which makes visual images exciting and interprets sensual smells and a sexy sounding voice. And it is not your feet, which dreams up creative fun sexual scenarios for you and your partner.
This article deals with food and nutrients for the brain as it relates to sex. Eating Foods and Nutrition to Improve Your Sexual Pleasure Here are some of the recommended foods, nutrients and vitamins: B-Complex Vitamins – The B-complex vitamins B-1 (thiamin), B-2 (riboflavin) and B-3 (niacin) are all needed for a healthy sex drive. Vitamin B-1 is found in grains, asparagus and raw nuts Vitamin B-2 is found in asparagus, bananas, broccoli and lean meats. Niacin Vitamin B-3 dilates blood vessels, creating better blood flow, and it also is important to sex hormones. Vitamin C helps keep your various sex glands running smoothly. Antioxidants help protect the sexual organs and the prostate gland from free radicals. Vitamin E aids sex hormone production and improves circulation and is found in whole grains, vegetables and fruits. Zinc is needed to produce testosterone, the male sex hormone and is contained in oysters, pumpkin and sunflower seeds, spinach and garlic. Other valuable nutrients are: Biotin -boosts normal health of male sex glands. Folic Acid – maintains sex organ health. Selenium – increases male potency and sex drive. What We Eat Can Greatly Affect Our Sex Lives – Think About This! Have you ever noticed that when you or your spouse are tired you are rarely in the mood for sex. And these days with many women having to work outside the home plus juggle family activities and housework it is no wonder by the time bed rolls around she is ready to roll over and go to sleep. Have you ever noticed when both spouses are full of energy it almost always leads to sex and the more energized the better the sex. Knowing this there are things you can do everyday to provide your body and brain more energy for things you enjoy doing – like having sex. Often his buddies may make fun of the guy who helps his wife with the housework, but I bet he’s getting more than these other guys. Aphrodisiacs and Love Foods Your brain is in effect your greatest sex organ. If the brain thinks some food turns you into a sex machine, it will. If you believe buffalo chips will fire up your sex drive, chances are they will. Oysters are a well-known aphrodisiac. Oysters are packed with zinc, so if you are zinc deficient, oysters may help you feel sexy. Serotonin is a chemical the brain produces that can boost your sexual desire. A combination of foods containing the amino acid tryptophan and certain carbohydrates can reduce stress and increase levels of serotonin. Androsterone, a potent male hormone, is thought to attract females, and is found in celery. Researchers speculate that when you eat celery, you can release the androsterone through perspiration after digestion. Women can’t typically smell this, but some things are sensed subconsciously and women can be attracted to this. The smell of pumpkin pie can increase blood flow to the penis according to a study. With all this focus on foods and nutrition remember that the most important attribute is to pay attention to your partner. This can be the most powerful tool for putting your partner in the mood for great sex.
Has the thrill gone out of your love life and sex. You eventually wake up one day thinking – “Gee my life and sex life have gotten pretty dull!” Would you like to put some spice back in your sex life? Your brain is in effect your greatest sex organ. If the brain thinks some food turns you into a sex machine, it will.
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You don’t have to have nerves of steel to score with women. Instead you can learn how to use your nervousness to your advantage and transform it into the fuel needed on the “battlefield”.
Of all you should know (know it AND believe it) that it is all in your mind. In order to be successful you have to project self confidence and strength. How can you pose as a successful man when inside your head there is this voice that keeps telling you that you’re actually a loser?
The success of any encounter with a woman depends on a series of factors, but, undeniably, the most important one is the mental component. A mentally strong person is surrounded by a powerful charisma and will find the dating game a lot easier to play than an insecure person.
Now don’t get nervous. You don’t have to have nerves of steel to score with women. Instead you can learn how to use your nervousness to your advantage and transform it into the fuel needed on the “battlefield”. “Yeah right,”you say. What happens when your heart starts pumping like crazy and your voice and hands shake every time you approach a girl? Of all you should know (know it AND believe it) that it is all in your mind. It will make you seem more confident and therefore more attractive. In order to be successful you have to project self confidence and strength. How can you pose as a successful man when inside your head there is this voice that keeps telling you that you’re actually a loser? Strength comes from within so there is where it all starts. Imagine the successful completion of your objective before you approach a woman, or even head out the door. Know exactly what you want to achieve both short term and long term with women. Set achievable goals. Ex. I am coming home with one or more women’s phone numbers. Ex. I am having sex with an attractive woman tonight. Imagine the whole scenario. Picture the successful completion of your objective then work backwards. What did you need to do to reach that objective? Does it mean dressing a little differently? Ex. Maybe you could dress just a bit nicer when you go out to meet women if you work in construction all day. Maybe do a search online for great jokes or pick up lines? Women love men that make them laugh. Plan on a different kind of club than you normally go to? The local pub may not provide what you are looking for if you are interested in an upscale girl. Dating attractive, intelligent women takes planning. Know what you want, create a strategy and go after her.
As the entrance to your home, the driveway should not be neglected. If you are looking for minimal work, do not plant a flower bush at the end of your driveway where the plants can be ruined by those in your neighborhood. You have many options– common ones include fences and walls, which can add distinction and accent your driveway. If your driveway has a curve in it, a great idea is to add a focal point– something to make a statement. Whatever it is it should be beautiful because the curve will focus attention at that point of your driveway.
Is your driveway landscaped? It should be. This includes the driveway itself, as well as the design elements on both sides. All sorts of materials from softscape options to hardscape are available to make your driveway attractive.
Make A Good Entrance As the entrance to your home, the driveway should not be neglected. It can either be a scar on the other landscaping around the home or it can add depth to the entire look of your home. Make sure that you take everything into account before choosing your elements. If you are looking for minimal work, do not plant a flower bush at the end of your driveway where the plants can be ruined by those in your neighborhood. Instead, use an attractive fence or a rock garden. Another important aspect is the footpath to the home. Do not use any design elements that will be in the way of the normal foot traffic. You don’t want to visitors going out of their way, or worse, trampling your plants to reach your door. Hardscape Choice You have many options– common ones include fences and walls, which can add distinction and accent your driveway. A small fence can add character and color to the landscape. Use hanging baskets or lanterns on the fence for more charm. A large rock can be especially interesting, particularly when it has multiple colors. You can plant grasses and small flowers in the cracks of stones to create even more decorative looks. Softscape Choices On a limited budget, just landscaping along the sides of the driveway is an excellent option. It will cost little, yet add lots of beauty to your landscape design. As for softscape options appropriate to driveway areas, many things will work, such as a flower bed or groundcover along the driveway. This will create a border that is interesting and separates the lawn from the actual driveway. Ornamental trees and shrubs can do the same thing along the edge of the driveway. Shrubs can be cut to become topiary, which will add even more design elements to the look of the driveway landscape. If your driveway has a curve in it, a great idea is to add a focal point– something to make a statement. Whatever it is it should be beautiful because the curve will focus attention at that point of your driveway. Doing these landscaping operations can completely transform the entrance to your home. In a simple, affordable way, you can add character and depth to your landscape design around your driveway.
Some of the most successful dating advice for men by women is centered around non-verbal communication. And although what you say can be important, your appearance, behavior, listening skills and body language all weigh in even more on a woman’s overall evaluation of you as her date. If your date asks you why you are looking at her like that, or something along those lines, play dumb and tell her you don’t know what she’s talking about. If you’re able to combine this look with a few other things, you are off to really taking this dating advice for men by women to heart and to your advantage.
Some of the most successful dating advice for men by women is centered around non-verbal communication. And although what you say can be important, your appearance, behavior, listening skills and body language all weigh in even more on a woman’s overall evaluation of you as her date. This article will focus on “the look” that women feel is especially attractive.
You will want to hold your date’s gaze a little longer than what most people would consider “normal eye contact” duration. You should be thinking in a bold, self-confident way of how you will win your date over. As you study your date, your goal is to convey the message that she is attractive and interesting to you.
If you’re able to combine this look with a few other things, you are off to really taking this dating advice for men by women to heart and to your advantage. Of all, it’s extremely important to ask your date a lot of questions about herself and to listen to the answers. Many men, out of nervousness or ego, tend to talk all about themselves on a date.
Keeping these pieces of dating advice for men by women in mind is a great way to keep you at the top of your dating game.
The look is a way that you can strongly express sexual interest in your date. Using this look is something that will immediately establish you as “not just a friend”, one trap that many men fall into if they’ve dated women for a little while.
If your date asks you why you are looking at her like that, or something along those lines, play dumb and tell her you don’t know what she’s talking about. When she does it, pretend (or maybe you don’t have to pretend) to be bowled over by it and ask her to keep on looking at you that way.
Some women make finding a boyfriend seem easy and simple; they rarely go months without having a man by their side. Other women will find it difficult to get a boyfriend, struggling to find that special connection with someone else.
Give Yourself a Makeover
If you are trying to get a boyfriend, you should give yourself a makeover. Find a haircut and hairstyle that stands out from the crowd. Buy new clothes that change up your style, helping you stand out among all of the other women in the bar.
Work On Your Confidence
Women who are confident are always the women who get the boyfriend. Men find confidence attractive and sexy, gravitating toward women who understand what they are worth. Work on your own confidence, as this will help you grab the attention of men and help you find a boyfriend.
Go Out with Friends
When they are around people that they trust, women are often confident. Go out with a group of friends if you are trying to find a boyfriend. Men will find your confidence attractive and will be confident enough to come up and talk to while you are with a group of friends.
Control Your Alcohol
, if you are working to get a boyfriend you need to work to be in control as much as possible.. Those who want a boyfriend need to be able to control their alcohol. Women who are intoxicated or drunk will be seen as less attractive and are less likely to find a man to date.
Be Yourself
Women are often amazed by other women who seem to always have a boyfriend at their side. These comparisons will not help women get a boyfriend, as they are not the right comparisons to make.
Some women make finding a boyfriend seem easy and simple; they rarely go months without having a man by their side. Other women will find it difficult to get a boyfriend, struggling to find that special connection with someone else. Women who are confident are always the women who get the boyfriend. Women are often amazed by other women who seem to always have a boyfriend at their side. These comparisons will not help women get a boyfriend, as they are not the right comparisons to make.
Women who try to change their personality come across as fake, hurting their chances of finding love. If you want to get a boyfriend, you need to be yourself.
Instead of looking down when a cute guy looks at you, meet his gaze. Studies have proven that a smiling face is thought to be friendlier and more attractive than someone who goes around with a tight jaw. Notice the difference in how many more people smile, look your way and approach you.
Most of us walk around caught up in our own thoughts. We don’t look at people as we walk down the street and we have the radio blasting in the car so we don’t even notice those single, sexy individuals in the cars next to us. Tip # 1 Get out of your head and into your environment.
Instead of saying that there aren’t any available guys out there, why not take your head out of your book at Barnes and Noble and notice if anyone is noticing you? There are probably plenty of attractive men out there dying to ask you out. Your body language may be part of the reason why they don’t. Tip # 2 Have open body language. No hiding behind books. Tip # 3-Make eye contact. Instead of looking down when a cute guy looks at you, meet his gaze. The right eye contact can be sexier than the hottest verbal conversations. Studies have proven that a smiling face is thought to be friendlier and more attractive than someone who goes around with a tight jaw. Notice the difference in how many more people smile, look your way and approach you.