Author: Nitin Agarwal

  • Getting To Know the Work of a Travel Agent

    Getting To Know the Work of a Travel Agent

    Nowadays, people can easily plan their vacation trips, acquire their tickets, and make their own plans and reservation through the Internet.

    Some people contend that the viability of a travel agent being a lucrative work has lessened due to the emergence of the Internet.

    There are still those who want to become a travel agent in spite of everything. For those who really insist on becoming a travel agent, here’s how to do it.

    For people who are fond of traveling to different places, visiting marvelous beaches, and taking a trip to the most exotic island paradise, the job of a travel agent seems to be a far better job than anything else.

    The median yearly salary of travel agents amount to $26,630, that was in 2002. The top 10% of the travel agents in the US were reported to have a salary of $41,660 or more.

    The bottom line is that travel agents are really not earning much. The only benefits they get are the discounts and special privileges on travel. Funny thing is, with their present salaries, travel agents may not even use these benefits because they can not even afford to travel.

    1. A second language is a must for those who want to become a travel agent. Travel agents deal with different nationalities and a second language may just be handy in the future.
    2. It is a must for every would-be travel agent to undergo 6-12-week training on how to become a travel agent. This includes all the basics of the job.
    3. Because all of the transaction, invoices, and reports are done through computer utilization, computer literacy is also important.
    4. Knowledge on up-to-date information about the trends in the business. It is a must for every travel agent to know the best places to go.
    5. It would be better for those who want to become a travel agent to have their certification as a Certified Travel Counselor. This is an added value to their work.

    A second language is a must for those who want to become a travel agent. It is a must for every would-be travel agent to undergo 6-12-week training on how to become a travel agent. It would be better for those who want to become a travel agent to have their certification as a Certified Travel Counselor.

    Becoming a travel agent is entirely dependent on the person’s interest. Whether the salary is high or low, as long as the person is happy with the job, then, there wouldn’t be any qualms for it.

    The top 10% of the travel agents in the US were reported to have a salary of $41,660 or more. Funny thing is, with their present salaries, travel agents may not even use these benefits because they can not even afford to travel.

  • Home Travel Agent

    Home Travel Agent

    Does travel to places like Fiji, Rome, Italy, Hong Kong, Bora Bora, Paris, London, and Australia sound like something you want to do? Would you like to stroll on secluded beaches, dine in quaint little restaurants, or wander around in ancient castles? Becoming a travel agent may be a good choice for you if so.
    Can you really make decent money, being a travel agent? Is there a future in it?
    According to the United States Department of Labor, “Industry consolidation and increasing use of the Internet to book travel will result in a decline in the employment of travel agents. The Internet increasingly allows people to access travel information from their personal computers, enabling them to research and plan their own trips, make their own reservations and travel arrangements, and purchase their own tickets.”
    As the need for travel agents declines, so too will their salaries. The United States Department of Labor, says that the “Median annual earnings of travel agents were $26,630 in 2002.


    If you had years worth of experience the best you would do is around $40,000 U.S. a year, which is very well likely to decline. And more likely you would only be earning $25K or less as a travel agent. That’s not a very attractive salary for most people.
    If you become a travel agent you’ll have the benefits of huge discounts on travel, but you won’t likely be making money enough to afford to travel. You’ll barely have enough to cover living expenses.
    Does that mean you should look for another more profitable occupation?
    There is a solution so you can still become a travel agent. The best way is to become a travel agent is with one of the new travel-based network marketing organizations. You become a travel agent of one of these travel companies and you get all the benefits of being a travel agent.
    You still make money on travel commissions, but you also make money by helping other people become their own travel agents. This enables you to make way more than you could as an ordinary travel agent. If you do it right, you can make as much in a month as many travel agents make in a year.
    With the trend moving towards people making their own travel plans, you’re just helping them do what they are going to do anyway. Everyone wins! And you get to see the world in style!

    If so, becoming a travel agent may be a good choice for you.
    The best way is to become a travel agent is with one of the new travel-based network marketing organizations. You become a travel agent of one of these travel companies and you get all the benefits of being a travel agent.
    You still make money on travel commissions, but you also make money by helping other people become their own travel agents. If you do it right, you can make as much in a month as many travel agents make in a year.

  • Work at Home Travel Agent

    Work at Home Travel Agent

    With work at home opportunities cropping up online practically everyday, many people are beginning to eschew the rat race and the hectic lifestyle that in-house offices offer. And it is for this reason that employees, and many of them are travel agents, are now trying to find ways of earning money by working from the home.

    To be sure, the advent of the Information Age has brought many interesting changes to many old industries, including the world of travel. Before the Internet became so popular, travel was a product offered almost exclusively by travel agencies who were in turn working primarily for airlines. The changes as it were have managed to penetrate the thick layer of skin that travel agencies seemed to have and slowly, policies are being adapted to suit the new needs of travels and the changing attitudes of travel agents in general.

    Work at home opportunities are available for almost any aspect of the jobs industry. You can find work at home opportunities in the area of writing, data entry, clerical jobs, small businesses, and even work as a travel agent. For the purpose of specificity, this article will focus on the home-based career of a travel agent and some tips on how to be successful at it.

    How to Set Up Your Work at Home Office

    What are the absolute needs of a travel agent? You could very well make your calls and do the things that a travel agent is supposed to do in the dining room and your clients would never recognize the difference. Just do your work at home job and the rest just falls into place.

    When you’re working as a home-based travel agent, you do not really need a proper work at home office. You can start working right away, doing your business as a travel agent, without having to set up your work at home office.

    What are Features and Benefits?

    The feature is an element of the product that you are offering. When the work at home travel agent says “first class” flight, the term “first class” is a feature of that particular flight.

    You can find work at home opportunities in the area of writing, data entry, clerical jobs, small businesses, and even work as a travel agent. When you’re working as a home-based travel agent, you do not really need a proper work at home office. You can start working right away, doing your business as a travel agent, without having to set up your work at home office.

    The work at home travel agent needs to understand the difference and know between the two aspects of a product – benefits and features. These two are important in order to unlock the needs of your clients.

    Before the Internet became so popular, travel was a product offered almost exclusively by travel agencies who were in turn working primarily for airlines. The changes as it were have managed to penetrate the thick layer of skin that travel agencies seemed to have and slowly, policies are being adapted to suit the new needs of travels and the changing attitudes of travel agents in general.

    A benefit refers to the positive outcomes or result that the prospect can enjoy from the feature that the travel agent is offering. Going back to the first example, there are many benefits that you can enjoy from a first flight, more so than when you are say flying commercial.

  • You Can Do Exercise During Pregnancy, But Don’t Overdo It

    You Can Do Exercise During Pregnancy, But Don’t Overdo It

    Don’t get so lazy during your pregnancy. Move your body if you want to delivery your baby easily, do some exercise! Some studies show that women who exercise during pregnancy are more likely to have easy labor and deliveries and faster recoveries.
    This is exactly you must do for the benefit of you and your child, but you must not overdo it and consult your healthcare on the best exercise you can do.
    The benefit of exercise during pregnancy not only will make your baby delivery easy but also can combat fatigue, minimize back pain because your back muscles will be stronger, stress relief, reducing fat, and recover more quickly after delivery. Exercise can help you strengthen your muscles, which makes labor easier. Further, exercise helps you get your stamina and energy levels up– which will be necessary once baby arrives.


    There are some forms of activity that are better than others during pregnancy. Certain exercises can help promote physical fitness and are less likely to result in injury. Among the best exercises for pregnant moms include: walking, swimming, stretching, yoga, dancing, stationary cycling, and low impact prenatal aerobics.
    Walking is great exercise that will not cause you to over exert yourself. Of course, you should also drink plenty of water and stay well-hydrated, especially if you are walking outdoors or in humid areas.
    Swimming is also one of the favorite exercises for pregnant women. You might also enroll in a water aerobics class, which is relaxing and can also prepare you for labor. Just don’t get into any hot tubs– that’s not good for you or the baby.
    It is essential, however, that you do not indulge in any contact sports or activities that could pose a risk to your or your baby. If you belong to a soccer team, you may need to suspend your play until after the baby is born.
    Additionally, if you are used to exercising, it will make it all the easier to lose your baby weight after the birth of your child. You should not concern yourself with following a rigorous exercise plan or a strict diet during your pregnancy.
    Still, there are plenty of fun, safe activities that will allow you to get some needed physical activity without all the risks. Get moving!

    Move your body if you want to delivery your baby easily, do some exercise! Some studies show that women who exercise during pregnancy are more likely to have easy labor and deliveries and faster recoveries.
    The benefit of exercise during pregnancy not only will make your baby delivery easy but also can combat fatigue, minimize back pain because your back muscles will be stronger, stress relief, reducing fat, and recover more quickly after delivery. Further, exercise helps you get your stamina and energy levels up– which will be necessary once baby arrives.
    You should not concern yourself with following a rigorous exercise plan or a strict diet during your pregnancy.

  • Extreme Obese Women Serious Health Dangers

    Extreme Obese Women Serious Health Dangers

    A hallmark of PCOS is elevated testosterone levels. This male hormone in too high levels in females like extreme obese women can cause things like facial hair growth, excessive hair growth in places like the face, stomach and back, and problems with the reproductive cycle.

    Extreme obese women are putting their health and their lives at risk by remaining heavy. While obesity affects both sexes and can ruin the health of women and men, extreme obese women face some special health challenges that men don’t have to worry about.

    While doctors say that PCOS can’t be prevented, eating healthy, getting regular exercise and not smoking are the recommended treatments for the condition. It stands to reason that if you practice these things already, even if you’re pre-disposed to developing the condition you may never suffer symptoms of the disease.

    It can even occur in young girls who are just entering puberty, but generally doesn’t unless they’re overweight. Serious reproductive problems can result when it occurs very young.

    PCOS can strike any girl, even teenagers, but those who eat poor diets, don’t exercise, and smoke are at a greater risk. For extreme obese women, it’s almost not a matter of whether or not they’ll get PCOS but when.

    PCOS causes weight gain and can make it very difficult for extreme obese women or any women to lose weight. Acne flare-ups are often a sign of PCOS too, because high levels of testosterone are linked with acne break outs.

    Because it’s related to their reproductive system is PCOS, one condition that only extreme obese women will face. Polycystic Ovary Syndrome can occur in any woman, overweight or not, but it’s much more common among obese and overweight women.

    While a person can be insulin resistant and not have PCOS, if a person develops the condition it’s generally because they’re insulin essentially pre-diabetic and resistant. PCOS causes small cysts to grow on the ovaries. When too much testosterone is present in a woman’s body, menstrual periods can be delayed, irregular and either very light or very heavy. PCOS can affect the reproductive cycle so much that it can be impossible or difficult for a woman to get pregnant.

    Another symptom of PCOS is depression. While being obese can also contribute to depression, the hormone changes and fluctuations caused by PCOS can directly contribute to feelings of sadness and depression, too.

    PCOS is a condition that can go hand in hand with insulin resistance. When a person is overweight and/or eating a diet rich in simple carbs that are absorbed quickly into the bloodstream, insulin resistance can occur pretty easily.

    While a person can be insulin resistant and not have PCOS, if a person develops the condition it’s generally because they’re insulin essentially pre-diabetic and resistant. PCOS causes small cysts to grow on the ovaries. While the cysts themselves aren’t harmful, they cause hormone imbalances that lead to other problems.

    When too much testosterone is present in a woman’s body, menstrual periods can be delayed, irregular and either very light or very heavy. In some cases, periods can stop altogether. PCOS can affect the reproductive cycle so much that it can be impossible or difficult for a woman to get pregnant.

    When the body’s insulin production is no longer enough to remove the blood sugar from the blood stream, this is. Because of the large amounts that have been released by necessity over a period of time, the body has become insulin resistant.

  • Information On How Women Can Relieve Stress

    Information On How Women Can Relieve Stress

    We live in a stressful society, I think we can all agree on that. While women and men suffer from stress, it’s many times true that women have more stress coming from more directions than men. These unique challenges make it very important to get all the information on how women can relieve stress possible.

    That’s a lot coming at her all at once, and it’s vitally important she take care of herself and her health so she can meet those demands head on.

    I don’t mean to sound sexist, and the truth is that every situation is different, but when you have a working wife and mother she has the demands of a boss, the demands of her children and their often overloaded schedules, and the demands of her husband.

    There are some easy to implement techniques for relieving stress that anyone can start right now, here is a list of some of the most common:

    Take care of yourself first and the rest will follow. Remember when you are on the flight and a plane attendant tells you to put the oxygen mask on yourself first, then help others? This is the real world equivalent of that.

    And make these times out a priority, don’t just fit them in when you can.

    Women are often guilty of trying to take care of everyone, except themselves. Sometimes you just can’t chaperon that field trip or make those cookies for the bake sale.

    This is somewhat related to step one but in this case I mean take some time for yourself. And make these times out a priority, don’t just fit them in when you can. Set one day a week, or one hour a week, and have some fun.

    While women and men suffer from stress, it’s many times true that women have more stress coming from more directions than men. These unique challenges make it very important to get all the information on how women can relieve stress possible.

    As the primary caregivers in many cases women often feel as if they are letting their kids, or spouse, down if they don’t jump right in and make it all better.

    Many women have a hard time letting their frustrations out, we’re not brought up to think that it’s ok for us to get mad and throw a fit, but it is ok to get strenuous exercise into your daily routine. Working up a sweat is a great way of working off steam.

    It is ok to say no. This is one of the most important things many women need to learn.

    Women are often guilty of trying to take care of everyone, except themselves. Sometimes you just can’t chaperon that field trip or make those cookies for the bake sale.

    Take a hike. Get some exercise.

    If you take this information on how women can relieve stress and implement it on a regular basis you will lower your blood pressure, raise your spirits, and make your family much happier too!

  • QuickBooks Computer Software

    QuickBooks Computer Software

    QuickBooks computer software also lends support for whatever your questions may be. If you have questions prior to purchasing the computer software or you need technical support someone will be available to help you twenty- four seven. You will also find that QuickBooks computer software questions can be answered online at their website by going to the community tab.

    QuickBooks computer software is accounting software that has been created to make your business accounting easier to do. QuickBooks has several different versions of software including new software with updates for 2007. When you are choosing the computer software from QuickBooks, you will want to make sure you have the software that is most beneficial for your company.

    QuickBooks has several different versions of software including new software with updates for 2007. Part of QuickBooks 2007 services and products include payroll, checks and supplies, training, being able to accept credit cards, point of sale systems, and management computer software. When you are choosing the computer software from QuickBooks, you will want to make sure you have the software that is most beneficial for your company.

    QuickBooks also has computer software designed to help run specific businesses. Other QuickBooks computer software is for accounting professionals, manufacturers, professional services, and distributors and wholesalers.

    QuickBooks computer software is accounting software that has been created to make your business accounting easier to do. While you may be an entrepreneur or you may have a small business, the computer software will help you get your accounting down. You will be able to do all of your bookwork with this program from paying bills, payroll and monitoring your accounts with a download directly from your bank.

    QuickBooks also offers business forms that you may need for your computer software programs and business needs. Currently QuickBooks does not have a personal computer software program.

    QuickBooks also offers business forms that you may need for your computer software programs and business needs. Currently QuickBooks does not have a personal computer software program.

    You will find the installation of this program extremely easy, as it is just a CD that you load and the computer will run the program. It will go through the same computer software download that most have made it a step-by-step process that will get you started using the program today.

    Like other programs QuickBooks computer software allows you to keep track of all of your business needs including a checkbook register that will help you create the annual and quarterly reports that you will need. QuickBooks computer software will also make tax time a little easier for your business because all you have to do is print out the information it provides and hand it over to your accountant.

  • Quickbooks Tips

    Quickbooks Tips

    Keep it Separate! You should not track personal finances, investments, and details not specifically related to your business in your QuickBooks company file. If using an accountant or tax preparation service, mixing of personal and business funds makes tax preparation harder and more expensive in some cases.

    If you assign account numbers for each account, you will have to memorize the numbers for fast data entry. Utilize Reports QuickBooks has many reports you can run for daily management of your business. When you choose to display a report such as the Profit and Loss statement, you are able to drill down from each account to obtain the source of the amount in the report. Assets include what you have and what people owe you money, such as your bank account balance, inventory owned, accounts receivable, and fixed assets such as equipment and furniture. Other reports include detailed and summary sales reports, sales tax reports, inventory reports, vendor reports, sales tax reports, payroll reports, and many more.

    When you choose to display a report such as the Profit and Loss statement, you are able to drill down from each account to obtain the source of the amount in the report. Assets include what you have and what people owe you money, such as your bank account balance, inventory owned, accounts receivable, and fixed assets such as equipment and furniture. Other reports include detailed and summary sales reports, sales tax reports, inventory reports, vendor reports, sales tax reports, payroll reports, and many more.

    The system also offers sample business templates that already have accounts set up for you. Too many accounts result in messy reports that are hard to analyze and read. If you assign account numbers for each account, you will have to memorize the numbers for fast data entry.

    Create a Professional Image QuickBooks also has other features that allow you to customize forms such as invoices, statements, and purchase orders you want to send to your vendors and customers. It will allow you to generate mailing labels and email messages to your existing customers and vendors that are setup in QuickBooks. You can also print checks on preprinted business forms.

    An accounting degree is not required to enter weekly and daily tasks in QuickBooks. QuickBooks is an easy to use accounting software program that allows business owners to manage their business more profitably.

    What this means is you record your expenses when you write the check or charge your credit card, and you record your sales or income when you take the money to the bank and deposit it into your account. This is the easiest way to account for your transactions. Some businesses are required by the IRS to report on the accrual basis.

    QuickBooks is a great accounting program for home-based businesses to track their income and expenses. You do not need an accounting background to be able to generate reports such as a Profit and Loss and Balance Sheet needed for tax preparation and managing your business.

    Online banking is available with QuickBooks, which enables you to pay your bills electronically and reconcile your bank accounts monthly. This is essential to make sure you capture all business deductions to minimize your end of year tax liability.

  • When QuickBooks Doesn’t Balance

    When QuickBooks Doesn’t Balance

    After you’ve been using QuickBooks for a while and have been balancing your account regularly, you will only irregularly have trouble reconciling it. If you are just getting started, you may have trouble getting your QuickBooks bank account to balance. For that reason, let me offer some suggestions for balancing a bank account that’s causing you trouble.
    Check for missing transactions
    Account balance trouble stems from only three causes:
    Reason 1: You cleared a transaction the bank hasn’t recorded
    Reason 2: You forgot to record a transaction, or perhaps several transactions
    Reason 3: Either you or your bank incorrectly recorded a transaction
    When you find yourself with reconciliation troubles, first make sure that you are not missing some transaction. Go through the bank statement line for line, comparing each of the transactions listed there with the contents of your account register. You need to record it in QuickBooks if you find the bank statement lists a transaction that your QuickBooks bank account register does not.


    Confirm you haven’t incorrectly cleared transactions
    Verify that you have not incorrectly cleared transactions that are still outstanding once you confirm that the bank account register includes all transactions. To do this, thoroughly review the QuickBooks account register and make sure that each transaction marked with a “C” does, in fact, appear on the bank statement.
    Compare amounts
    If the two reviews described in the preceding paragraphs don’t explain the difference between your records and the bank’s, you need to check the actual transaction amounts that you have recorded against those shown in the bank register. In other words, if the bank register shows a check to your mortgage company for $500, you need to make sure that your account register also records the check as $500.
    It is easy to incorrectly record transaction amounts in the QuickBooks account register. All it takes is pressing the wrong key. And, in fact, two data entry errors are particularly difficult to see: transposition errors and sign errors
    Keep a sharp lookout for transposition errors
    If you write a check for $123, but record the check as $132, for example, you’ve transposed the 2 and the 3. You look at the bank statement, for example, and see the digits 123. When you look at the account register, you see the digits 132.
    Don’t miss signing errors.
    Sign errors occur when you enter a deposit as a withdrawal, or a withdrawal as a deposit. All this really means is that you have entered some transaction amount in the wrong column. Again, this error is sometimes tough to spot because the transaction appears both on the bank statement and in your register– just in the wrong column in the bank register.
    If you come up with some difference with your records and the bank’s that is irreconcilable, try dividing the error by 2. Look for a $100 transaction that is entered in the wrong column.
    Some problems account reconciliation won’t fix
    There are several common errors that account reconciliation won’t catch. When you forget to record the transaction and a transaction hasn’t yet cleared the bank, Reconciliation won’t catch. If you forget to record the check and a check is still outstanding at the end of the statement month, for example, the check doesn’t appear in your register and it doesn’t get listed on your bank statement.
    Another kind of error that a bank reconciliation won’t catch stems from entering a fictitious transaction in the account register. If you enter a check in the bank account register that you never wrote or a deposit you never made, the check or deposit will never clear the bank.
    In the case of forgotten uncleared transactions, your only recourse is to be careful in your record keeping. Try to establish a system whereby you regularly record the checks you write and the deposits you make.

    If you are just getting started, you may have trouble getting your QuickBooks bank account to balance. Go through the bank statement line for line, comparing each of the transactions listed there with the contents of your account register. If you find the bank statement lists a transaction that your QuickBooks bank account register does not, then you need to record it in QuickBooks.
    Again, this error is sometimes tough to spot because the transaction appears both on the bank statement and in your register– just in the wrong column in the bank register.
    Reconciliation won’t catch when you forget to record the transaction and a transaction hasn’t yet cleared the bank.

  • Getting more alkaline into your diet

    Getting more alkaline into your diet

    There are other incidentals that can make adding alkaline to your diet even easier. Other ways to add alkaline to your diet are: apple cider vinegar, alkaline antioxidant water, bee pollen, lecithin granules, molasses, probiotic cultures, soured dairy products, green juices, veggie juices, fresh fruit juice, and mineral water.

    Minerals are essential to optimum health. Paying attention to which minerals have alkalizing effects can add the proper balance to your blood pH. Minerals that have an alkalizing effect on the body are: cesium, potassium, calcium, magnesium, and sodium.

    The essentials of the diet are to keep the ph balance of food intake at 80% alkaline with 20% acidity. The goal in adding more alkaline into your diet is to identify good sources of alkaline. Creating a comprehensive list of alkaline producing foods will help you make the most of the pH miracle diet.

    Protein can be a problem when attempting to add more alkaline into your diet. Proteins that are alkaline are: almonds, chestnuts, millet, tempeh, whey, and tofu protein powder.

    Remember the goal of the pH miracle diet is to have the alkaline intake higher than your acidic intake.

    Knowing which foods and supplements that add alkaline to your pH levels is just the beginning. After adding these healing foods to your diet you can test your body’s pH levels with a saliva strip test available at most health food stores.

    Food is nothing without the spices, herbs and sweeteners that give it that extra bit of character. You can add these alkalizing additions to your culinary efforts to bring your PH levels into balance. Alkalizing condiments are: cinnamon, curry, ginger, mustard, chili pepper, sea salt, stevia, miso, tamari, and all herbs.

    The essentials of the diet are to keep the ph balance of food intake at 80% alkaline with 20% acidity. The goal with this diet is to match the ph level of the bloodstream, which runs on the alkaline side. The goal in adding more alkaline into your diet is to identify good sources of alkaline. Creating a comprehensive list of alkaline producing foods will help you make the most of the pH miracle diet.

    By neutralizing the acidity in the bloodstream, alkaline foods act as a “breath of fresh air” to the system regenerating and restoring damaged cells. On average, the pH level of human blood is between 7.35 and 7.45; levels 7 and above are considered alkaline.

    Fruits that have an alkalizing effect are: apples, apricots, avocados, bananas, berries, blackberries, cantaloupe, cherries, coconut, currants, dates, figs, grapes, grapefruit, honeydew, lemons, limes, muskmelons, nectarines, oranges, peaches, pears, pineapple, raisins, raspberries, rhubarb, strawberries, tangerines, tomatoes, tropical fruits, and watermelon.

    Fruits and vegetables are the easiest ways to get more alkaline into your diet. Vegetables that are alkalizing are: alfalfa, barley grass, beets, beet greens, broccoli, cabbage, carrot, cauliflower, celery, chard greens, collard greens, cucumber, dandelions, eggplant, garlic, green beans, green peas, kale, kohlrabi, lettuce, mushrooms, mustard greens, nightshade veggies, onions, parsnips, peas, peppers, pumpkin, radishes, rutabaga, sea veggies, spinach, sprouts, sweet potatoes, tomatoes, watercress, wheat grass, and wild greens.

    Remember the goal of the pH miracle diet is to have the alkaline intake higher than your acidic intake. This does not mean that you can’t enjoy the foods that are higher in acidity, quite the contrary; the balance of your diet should be geared toward alkaline producing foods. By maintaining a proper pH balance you can ensure that your body is performing at its optimum level.